Which statement describes TRICARE for Life?

Which statement describes TRICARE for Life?

• A. Offers secondary coverage to beneficiaries who have Medicare Parts A & B.
• B. No enrollment required.
• C. It is a fee-for-service plan.
• D. It coordinates with TRICARE Prime.

Answer: (A)

TRICARE for Life functions as Medicare’s wraparound coverage. It acts as the secondary payer for beneficiaries who have both Medicare Part A and Part B, paying after Medicare to cover costs that Medicare doesn’t fully pay (like deductibles and coinsurance). That relationship—Medicare paying first and TRICARE for Life stepping in to cover the remainder—defines what it is most. It isn’t a separate standalone fee-for-service plan with its own payment structure, and it doesn’t specifically coordinate with TRICARE Prime; the coordination is with Medicare as the primary payer. No separate enrollment in TRICARE for Life is needed beyond being enrolled in Medicare Part A and Part B and having TRICARE coverage. Thus, the best description is that it offers secondary coverage to beneficiaries who have Medicare Parts A & B.

TRICARE for Life functions as Medicare’s wraparound coverage. It acts as the secondary payer for beneficiaries who have both Medicare Part A and Part B, paying after Medicare to cover costs that Medicare doesn’t fully pay (like deductibles and coinsurance). That relationship—Medicare paying first and TRICARE for Life stepping in to cover the remainder—defines what it is most.

It isn’t a separate standalone fee-for-service plan with its own payment structure, and it doesn’t specifically coordinate with TRICARE Prime; the coordination is with Medicare as the primary payer. No separate enrollment in TRICARE for Life is needed beyond being enrolled in Medicare Part A and Part B and having TRICARE coverage.

Thus, the best description is that it offers secondary coverage to beneficiaries who have Medicare Parts A & B.